The main purpose of Home Insurance is to provide financial protection for your home and belongings against unexpected damage, loss or liability.
It consists of two parts, Buildings and Contents Insurance. Buildings Insurance covers the structure of the home and Contents Insurance covers personal belongings inside the home.
It is compulsory to have Buildings Insurance when obtaining a mortgage, and strongly recommended to have Contents Insurance.
HOME INSURANCE IS SUBJECT TO POLICY TERMS, CONDITIONS, EXCLUSIONS, AND EXCESSES AND DOES NOT COVER EVERY TYPE OF LOSS OR DAMAGE.
